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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $60,433 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,864 | $106,247-18.2% | $147,096-40.9% | $77,714+11.8% |
| Participation rate | 89.1% | 78.4%+10.7pp | 82.2%+6.9pp | 70.6%+18.5pp |
| Annual return | 20.45% | 56.87%-36.4pp | 419.75%-399.3pp | 31.26%-10.8pp |
| Employer contribution / active EE | $5,681 | $4,069+39.6% | $4,936+15.1% | $2,727+108.4% |
| Participant deferral / active EE | $10,360 | $7,996+29.6% | $8,071+28.4% | $4,649+122.8% |
| Admin fee / account holder | $186 | $338-45.0% | $13,005-98.6% | $433-57.1% |