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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $60,433 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,864 | $106,110-18.1% | $147,005-40.9% | $77,671+11.8% |
| Participation rate | 89.1% | 78.4%+10.7pp | 82.2%+6.9pp | 70.6%+18.5pp |
| Annual return | 20.45% | 56.77%-36.3pp | 418.76%-398.3pp | 31.21%-10.8pp |
| Employer contribution / active EE | $5,681 | $4,065+39.8% | $4,934+15.1% | $2,726+108.4% |
| Participant deferral / active EE | $10,360 | $7,992+29.6% | $8,070+28.4% | $4,648+122.9% |
| Admin fee / account holder | $186 | $338-44.9% | $13,006-98.6% | $430-56.8% |