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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,908 | $141,001-80.2% | $112,228-75.1% | $139,487-80.0% |
| Participation rate | 85.7% | 79.2%+6.5pp | 72.4%+13.3pp | 80.3%+5.4pp |
| Annual return | 18.09% | 32.75%-14.7pp | 30.23%-12.1pp | 373.84%-355.7pp |
| Employer contribution / active EE | $2,386 | $4,285-44.3% | $3,432-30.5% | $4,755-49.8% |
| Participant deferral / active EE | $9,028 | $5,877+53.6% | $4,800+88.1% | $6,713+34.5% |
| Admin fee / account holder | $1,606 | $9,959-83.9% | $7,752-79.3% | $11,407-85.9% |