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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,153 | $167,353+110.4% | $143,797+144.9% | $134,545+161.7% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -15.08% | 0.48%-15.6pp | -0.04%-15.0pp | 418.37%-433.5pp |
| Employer contribution / active EE | $4,188 | $5,620-25.5% | $4,952-15.4% | $4,742-11.7% |
| Participant deferral / active EE | $15,828 | $6,447+145.5% | $5,638+180.7% | $6,401+147.3% |
| Admin fee / account holder | $9,910 | $18,096-45.2% | $14,679-32.5% | $11,431-13.3% |