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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,915 | $103,392-76.9% | $87,104-72.5% | $152,897-84.4% |
| Participation rate | 82.4% | 79.4%+3.0pp | 76.9%+5.5pp | 82.5%-0.1pp |
| Annual return | 4.67% | 28.10%-23.4pp | 28.19%-23.5pp | 345.43%-340.8pp |
| Employer contribution / active EE | $2,622 | $3,221-18.6% | $2,521+4.0% | $4,764-45.0% |
| Participant deferral / active EE | $2,915 | $4,778-39.0% | $4,048-28.0% | $5,851-50.2% |
| Admin fee / account holder | $3,081 | $12,194-74.7% | $7,491-58.9% | $11,599-73.4% |