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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,028 | $73,988-22.9% | $96,538-40.9% | $75,177-24.1% |
| Participation rate | 77.4% | 66.4%+11.0pp | 74.3%+3.1pp | 67.2%+10.2pp |
| Annual return | 11.99% | 26.73%-14.7pp | 35.74%-23.8pp | 160.75%-148.8pp |
| Employer contribution / active EE | $5,143 | $2,930+75.5% | $3,740+37.5% | $2,671+92.6% |
| Participant deferral / active EE | $3,528 | $3,660-3.6% | $4,880-27.7% | $4,126-14.5% |
| Admin fee / account holder | $1,446 | $5,220-72.3% | $6,737-78.5% | $5,651-74.4% |