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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,902 | $109,411-5.9% | $89,435+15.1% | $158,982-35.3% |
| Participation rate | 15.4% | 74.3%-58.9pp | 68.0%-52.6pp | 82.0%-66.6pp |
| Annual return | 10.72% | 345.68%-335.0pp | 245.55%-234.8pp | 302.99%-292.3pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,725 | $4,600-40.7% | $3,890-29.9% | $5,983-54.5% |
| Admin fee / account holder | $189 | $6,159-96.9% | $4,884-96.1% | $11,252-98.3% |