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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,552 | $217,432-71.2% | $185,849-66.3% | $167,536-62.7% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 0.64% | 148.42%-147.8pp | 122.10%-121.5pp | 478.82%-478.2pp |
| Employer contribution / active EE | $6,210 | $5,875+5.7% | $5,169+20.1% | $4,839+28.3% |
| Participant deferral / active EE | $3,483 | $6,357-45.2% | $5,569-37.5% | $6,342-45.1% |
| Admin fee / account holder | $494 | $19,818-97.5% | $16,244-97.0% | $12,315-96.0% |