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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,608 | $91,198+340.4% | $178,503+125.0% | $79,856+402.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 17.93% | 24.20%-6.3pp | 151.12%-133.2pp | 31.71%-13.8pp |
| Employer contribution / active EE | $24,913 | $3,257+665.0% | $5,011+397.2% | $2,471+908.1% |
| Participant deferral / active EE | $11,052 | $3,237+241.5% | $5,202+112.5% | $3,741+195.5% |
| Admin fee / account holder | $18,650 | $6,748+176.4% | $13,987+33.3% | $5,306+251.5% |