Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,149,151 | $138,076+1456.5% | $123,553+1639.5% | $135,381+1487.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -48.14% | 153.70%-201.8pp | 119.21%-167.3pp | 519.81%-568.0pp |
| Employer contribution / active EE | $12,224 | $5,152+137.3% | $4,628+164.1% | $4,779+155.8% |
| Participant deferral / active EE | $0 | $6,800-100.0% | $6,426-100.0% | $5,609-100.0% |
| Admin fee / account holder | $606,671 | $10,917+5457.2% | $9,284+6434.2% | $10,828+5502.7% |