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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,435 | $109,905-51.4% | $98,506-45.8% | $167,553-68.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | -18.54% | 1960.20%-1978.7pp | 1494.92%-1513.5pp | 478.89%-497.4pp |
| Employer contribution / active EE | $0 | $3,226-100.0% | $2,961-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $26,000 | $4,674+456.3% | $4,277+507.9% | $6,343+309.9% |
| Admin fee / account holder | $11,064 | $6,760+63.7% | $5,955+85.8% | $12,316-10.2% |