Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,244 | $82,028-50.9% | $123,105-67.3% | $59,633-32.5% |
| Participation rate | 34.5% | 83.2%-48.7pp | 86.8%-52.3pp | 68.7%-34.2pp |
| Annual return | -3.82% | 5.12%-8.9pp | 13.22%-17.0pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $769 | $3,297-76.7% | $5,151-85.1% | $2,203-65.1% |
| Participant deferral / active EE | $2,249 | $4,667-51.8% | $6,229-63.9% | $3,192-29.5% |
| Admin fee / account holder | $10,237 | $5,879+74.1% | $9,014+13.6% | $4,297+138.2% |