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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,880 | $84,236+64.9% | $170,435-18.5% | $70,126+98.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 10.52% | 23.06%-12.5pp | 205.94%-195.4pp | 73.15%-62.6pp |
| Employer contribution / active EE | $6,096 | $3,387+80.0% | $5,432+12.2% | $2,343+160.2% |
| Participant deferral / active EE | $4,611 | $3,086+49.4% | $4,939-6.6% | $3,332+38.4% |
| Admin fee / account holder | $1,221 | $5,698-78.6% | $13,881-91.2% | $4,645-73.7% |