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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,986 | $162,812-76.7% | $133,971-71.6% | $158,966-76.1% |
| Participation rate | 77.8% | 83.2%-5.4pp | 79.8%-2.1pp | 82.0%-4.2pp |
| Annual return | 14.63% | 41.94%-27.3pp | 45.09%-30.5pp | 302.95%-288.3pp |
| Employer contribution / active EE | $1,437 | $4,976-71.1% | $3,919-63.3% | $4,762-69.8% |
| Participant deferral / active EE | $3,000 | $5,910-49.2% | $5,047-40.6% | $5,983-49.9% |
| Admin fee / account holder | $7,299 | $11,741-37.8% | $8,929-18.3% | $11,250-35.1% |