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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,011 | $42,383-71.7% | $76,518-84.3% | $64,173-81.3% |
| Participation rate | 64.2% | 58.1%+6.0pp | 68.0%-3.8pp | 69.6%-5.4pp |
| Annual return | -7.30% | -16.54%+9.2pp | -0.27%-7.0pp | 7.63%-14.9pp |
| Employer contribution / active EE | $505 | $1,563-67.7% | $2,647-80.9% | $2,381-78.8% |
| Participant deferral / active EE | $1,105 | $2,566-56.9% | $3,836-71.2% | $3,470-68.1% |
| Admin fee / account holder | $590 | $3,198-81.6% | $4,849-87.8% | $4,887-87.9% |