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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,396 | $77,638-81.5% | $156,551-90.8% | $62,881-77.1% |
| Participation rate | 72.4% | 71.2%+1.2pp | 84.0%-11.6pp | 69.3%+3.1pp |
| Annual return | 4.48% | 50.33%-45.8pp | 32.23%-27.7pp | 20.14%-15.7pp |
| Employer contribution / active EE | $745 | $3,444-78.4% | $5,501-86.5% | $2,281-67.3% |
| Participant deferral / active EE | $1,686 | $3,046-44.6% | $4,871-65.4% | $3,203-47.4% |
| Admin fee / account holder | $16 | $5,561-99.7% | $13,028-99.9% | $4,296-99.6% |