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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,182 | $209,422+57.2% | $178,503+84.4% | $158,982+107.1% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 15.45% | 188.81%-173.4pp | 151.12%-135.7pp | 302.99%-287.5pp |
| Employer contribution / active EE | $8,220 | $5,707+44.0% | $5,011+64.0% | $4,763+72.6% |
| Participant deferral / active EE | $8,931 | $5,955+50.0% | $5,202+71.7% | $5,983+49.3% |
| Admin fee / account holder | $19,866 | $17,079+16.3% | $13,987+42.0% | $11,252+76.6% |