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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,755 | $167,362+167.5% | $143,799+211.4% | $134,532+232.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.65% | 0.47%-19.1pp | -0.04%-18.6pp | 418.27%-436.9pp |
| Employer contribution / active EE | $2,988 | $5,620-46.8% | $4,952-39.7% | $4,741-37.0% |
| Participant deferral / active EE | $17,833 | $6,447+176.6% | $5,638+216.3% | $6,401+178.6% |
| Admin fee / account holder | $2,703 | $18,094-85.1% | $14,677-81.6% | $11,429-76.3% |