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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,502 | $211,239-6.5% | $178,528+10.6% | $145,877+35.4% |
| Participation rate | 16.7% | 80.8%-64.1pp | 77.1%-60.4pp | 80.3%-63.6pp |
| Annual return | 9.96% | 30.22%-20.3pp | 27.11%-17.2pp | 551.28%-541.3pp |
| Employer contribution / active EE | $2,740 | $4,570-40.0% | $3,950-30.6% | $4,663-41.2% |
| Participant deferral / active EE | $3,354 | $6,963-51.8% | $6,278-46.6% | $6,691-49.9% |
| Admin fee / account holder | $68,367 | $12,095+465.3% | $10,419+556.2% | $13,402+410.1% |