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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,502 | $211,224-6.5% | $178,505+10.6% | $145,897+35.4% |
| Participation rate | 16.7% | 80.8%-64.2pp | 77.1%-60.5pp | 80.3%-63.6pp |
| Annual return | 9.96% | 30.28%-20.3pp | 27.16%-17.2pp | 552.29%-542.3pp |
| Employer contribution / active EE | $2,740 | $4,577-40.1% | $3,955-30.7% | $4,663-41.2% |
| Participant deferral / active EE | $3,354 | $6,966-51.9% | $6,280-46.6% | $6,689-49.9% |
| Admin fee / account holder | $68,367 | $12,109+464.6% | $10,428+555.6% | $13,390+410.6% |