Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,028 | $89,367-11.6% | $141,191-44.0% | $72,975+8.3% |
| Participation rate | 34.3% | 75.1%-40.8pp | 82.5%-48.2pp | 69.5%-35.2pp |
| Annual return | 15.30% | 111.87%-96.6pp | 71.41%-56.1pp | 81.01%-65.7pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,342 | $5,419-38.3% | $6,710-50.2% | $3,608-7.4% |
| Admin fee / account holder | $4,146 | $5,957-30.4% | $10,264-59.6% | $5,124-19.1% |