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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,862 | $217,432+68.7% | $185,849+97.4% | $167,536+119.0% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 11.99% | 148.42%-136.4pp | 122.10%-110.1pp | 478.82%-466.8pp |
| Employer contribution / active EE | $4,900 | $5,875-16.6% | $5,169-5.2% | $4,839+1.3% |
| Participant deferral / active EE | $3,359 | $6,357-47.2% | $5,569-39.7% | $6,342-47.0% |
| Admin fee / account holder | $8,467 | $19,818-57.3% | $16,244-47.9% | $12,315-31.2% |