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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,428 | $89,259-72.6% | $107,187-77.2% | $82,637-70.4% |
| Participation rate | 74.5% | 67.9%+6.5pp | 75.0%-0.6pp | 68.1%+6.4pp |
| Annual return | 18.36% | 21.02%-2.7pp | 204.55%-186.2pp | 53.51%-35.1pp |
| Employer contribution / active EE | $3,162 | $3,080+2.7% | $3,782-16.4% | $2,552+23.9% |
| Participant deferral / active EE | $2,242 | $4,037-44.5% | $5,096-56.0% | $4,126-45.7% |
| Admin fee / account holder | $1,876 | $7,381-74.6% | $9,162-79.5% | $7,339-74.4% |