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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,035 | $180,462+0.9% | $154,111+18.1% | $135,379+34.5% |
| Participation rate | 73.7% | 87.4%-13.7pp | 83.0%-9.4pp | 82.6%-9.0pp |
| Annual return | -9.34% | 888.17%-897.5pp | 735.18%-744.5pp | 519.79%-529.1pp |
| Employer contribution / active EE | $5,649 | $6,036-6.4% | $5,298+6.6% | $4,779+18.2% |
| Participant deferral / active EE | $3,195 | $5,806-45.0% | $5,081-37.1% | $5,609-43.0% |
| Admin fee / account holder | $2,748 | $16,145-83.0% | $13,411-79.5% | $10,828-74.6% |