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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,163 | $75,962+0.3% | $154,108-50.6% | $64,173+18.7% |
| Participation rate | 84.0% | 70.4%+13.6pp | 83.0%+1.0pp | 69.6%+14.4pp |
| Annual return | -11.34% | 30.32%-41.7pp | 735.21%-746.5pp | 7.63%-19.0pp |
| Employer contribution / active EE | $6,743 | $3,350+101.3% | $5,298+27.3% | $2,381+183.2% |
| Participant deferral / active EE | $4,635 | $3,175+46.0% | $5,081-8.8% | $3,470+33.6% |
| Admin fee / account holder | $2,450 | $5,589-56.2% | $13,411-81.7% | $4,887-49.9% |