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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,140 | $81,358+187.8% | $155,556+50.5% | $80,959+189.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.76% | 33.39%-23.6pp | 64.84%-55.1pp | 35.67%-25.9pp |
| Employer contribution / active EE | $8,302 | $3,106+167.2% | $4,675+77.6% | $2,757+201.1% |
| Participant deferral / active EE | $6,998 | $3,455+102.5% | $5,631+24.3% | $4,300+62.7% |
| Admin fee / account holder | $1,505 | $7,994-81.2% | $15,885-90.5% | $6,925-78.3% |