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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,991 | $95,975+315.7% | $74,549+435.2% | $135,379+194.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 11.42% | 56.96%-45.5pp | 32.53%-21.1pp | 519.79%-508.4pp |
| Employer contribution / active EE | $9,896 | $2,716+264.4% | $1,961+404.7% | $4,779+107.1% |
| Participant deferral / active EE | $6,755 | $3,844+75.7% | $3,108+117.3% | $5,609+20.4% |
| Admin fee / account holder | $609 | $6,522-90.7% | $5,059-88.0% | $10,828-94.4% |