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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,419 | $112,933-17.3% | $90,970+2.7% | $158,982-41.2% |
| Participation rate | 20.0% | 74.7%-54.7pp | 69.0%-49.0pp | 82.0%-62.0pp |
| Annual return | 21.05% | 215.82%-194.8pp | 134.60%-113.5pp | 302.99%-281.9pp |
| Employer contribution / active EE | $624 | $2,893-78.4% | $2,122-70.6% | $4,763-86.9% |
| Participant deferral / active EE | $3,900 | $4,128-5.5% | $3,373+15.6% | $5,983-34.8% |
| Admin fee / account holder | $0 | $8,047-100.0% | $5,961-100.0% | $11,252-100.0% |