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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,987 | $254,759-80.4% | $216,567-76.9% | $198,609-74.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 15.15% | 10.04%+5.1pp | 12.94%+2.2pp | 202.70%-187.5pp |
| Employer contribution / active EE | $2,363 | $6,096-61.2% | $5,216-54.7% | $5,055-53.3% |
| Participant deferral / active EE | $8,312 | $6,948+19.6% | $6,191+34.3% | $6,977+19.1% |
| Admin fee / account holder | $7,883 | $26,311-70.0% | $21,981-64.1% | $19,030-58.6% |