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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,350 | $105,200+138.9% | $159,474+57.6% | $85,847+192.8% |
| Participation rate | 93.3% | 75.8%+17.6pp | 82.8%+10.5pp | 69.3%+24.0pp |
| Annual return | 12.58% | 45.08%-32.5pp | 263.68%-251.1pp | 318.61%-306.0pp |
| Employer contribution / active EE | $8,422 | $3,319+153.8% | $4,831+74.3% | $2,565+228.3% |
| Participant deferral / active EE | $8,277 | $5,946+39.2% | $7,353+12.6% | $3,952+109.4% |
| Admin fee / account holder | $7,723 | $6,934+11.4% | $10,802-28.5% | $6,261+23.4% |