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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,208 | $91,179+2.2% | $178,499-47.8% | $79,852+16.7% |
| Participation rate | 85.3% | 69.2%+16.1pp | 81.9%+3.4pp | 69.6%+15.7pp |
| Annual return | 17.86% | 24.19%-6.3pp | 151.10%-133.2pp | 31.72%-13.9pp |
| Employer contribution / active EE | $7,365 | $3,256+126.2% | $5,011+47.0% | $2,471+198.0% |
| Participant deferral / active EE | $5,996 | $3,236+85.3% | $5,202+15.3% | $3,740+60.3% |
| Admin fee / account holder | $1,601 | $6,749-76.3% | $13,986-88.6% | $5,306-69.8% |