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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,688 | $175,259+42.5% | $149,723+66.8% | $139,487+79.0% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 17.15% | 166.82%-149.7pp | 134.50%-117.3pp | 373.84%-356.7pp |
| Employer contribution / active EE | $5,741 | $5,478+4.8% | $4,821+19.1% | $4,755+20.7% |
| Participant deferral / active EE | $4,067 | $6,522-37.6% | $5,682-28.4% | $6,713-39.4% |
| Admin fee / account holder | $3,127 | $16,158-80.6% | $13,215-76.3% | $11,407-72.6% |