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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,222 | $148,623-79.0% | $135,974-77.0% | $139,466-77.6% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 19.78% | 79.30%-59.5pp | 68.30%-48.5pp | 373.66%-353.9pp |
| Employer contribution / active EE | $1,940 | $5,246-63.0% | $4,859-60.1% | $4,754-59.2% |
| Participant deferral / active EE | $3,531 | $8,103-56.4% | $7,760-54.5% | $6,712-47.4% |
| Admin fee / account holder | $334 | $12,406-97.3% | $10,767-96.9% | $11,409-97.1% |