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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,074 | $154,228-64.9% | $145,433-62.8% | $137,256-60.6% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 17.91% | 74.59%-56.7pp | 66.58%-48.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,639 | $4,804-45.1% | $4,554-42.1% | $4,156-36.5% |
| Participant deferral / active EE | $3,545 | $8,216-56.9% | $7,897-55.1% | $6,407-44.7% |
| Admin fee / account holder | $486 | $14,344-96.6% | $13,129-96.3% | $12,270-96.0% |