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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,617 | $160,040-74.6% | $147,096-72.4% | $145,877-72.2% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.05% | 98.49%-84.4pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,468 | $5,289-53.3% | $4,936-50.0% | $4,663-47.1% |
| Participant deferral / active EE | $3,042 | $8,429-63.9% | $8,071-62.3% | $6,691-54.5% |
| Admin fee / account holder | $407 | $15,050-97.3% | $13,005-96.9% | $13,402-97.0% |