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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,548 | $150,447-16.6% | $136,298-7.9% | $147,586-14.9% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 19.89% | 1049.15%-1029.3pp | 5156.27%-5136.4pp | 578.59%-558.7pp |
| Employer contribution / active EE | $3,009 | $5,256-42.8% | $4,696-35.9% | $4,876-38.3% |
| Participant deferral / active EE | $3,244 | $6,631-51.1% | $6,247-48.1% | $5,439-40.4% |
| Admin fee / account holder | $18,425 | $10,906+68.9% | $9,244+99.3% | $10,886+69.3% |