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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,277 | $65,027-79.6% | $90,970-85.4% | $79,852-83.4% |
| Participation rate | 98.9% | 61.6%+37.3pp | 69.0%+29.9pp | 69.6%+29.3pp |
| Annual return | 20.61% | 30.45%-9.8pp | 134.58%-114.0pp | 31.72%-11.1pp |
| Employer contribution / active EE | $2,255 | $1,247+80.8% | $2,122+6.2% | $2,471-8.8% |
| Participant deferral / active EE | $2,050 | $2,512-18.4% | $3,373-39.2% | $3,740-45.2% |
| Admin fee / account holder | $103 | $4,535-97.7% | $5,960-98.3% | $5,306-98.1% |