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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,406 | $146,267-2.0% | $197,124-27.3% | $82,448+73.9% |
| Participation rate | 85.5% | 84.0%+1.5pp | 86.7%-1.2pp | 68.1%+17.4pp |
| Annual return | 17.08% | 29.61%-12.5pp | 44.34%-27.3pp | 41.64%-24.6pp |
| Employer contribution / active EE | $3,529 | $4,723-25.3% | $6,227-43.3% | $2,551+38.4% |
| Participant deferral / active EE | $7,458 | $7,035+6.0% | $9,135-18.4% | $4,139+80.2% |
| Admin fee / account holder | $7,736 | $14,422-46.4% | $16,298-52.5% | $7,234+6.9% |