Filed January 19, 2016
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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $58,237 |
Filed as: RAYMOND JAMES FSA INC Service code 26 · EIN 59-2937883 | Advisory (Participants) | $38,577 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 | Advisory (Participants) | $13,763 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,545 | $82,979-4.1% | $102,383-22.3% | $77,714+2.4% |
| Participation rate | 71.5% | 71.5%-0.1pp | 74.5%-3.0pp | 70.6%+0.9pp |
| Annual return | 13.48% | 19.11%-5.6pp | 24.94%-11.5pp | 31.26%-17.8pp |
| Employer contribution / active EE | $1,535 | $3,554-56.8% | $3,870-60.3% | $2,727-43.7% |
| Participant deferral / active EE | $3,557 | $4,109-13.4% | $5,060-29.7% | $4,649-23.5% |
| Admin fee / account holder | $382 | $639-40.2% | $8,391-95.5% | $433-11.9% |