Filed January 19, 2016
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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $58,237 |
Filed as: RAYMOND JAMES FSA INC Service code 26 · EIN 59-2937883 | Advisory (Participants) | $38,577 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 | Advisory (Participants) | $13,763 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,545 | $83,023-4.2% | $102,437-22.3% | $77,762+2.3% |
| Participation rate | 71.5% | 71.5%-0.1pp | 74.5%-3.0pp | 70.6%+0.9pp |
| Annual return | 13.48% | 19.12%-5.6pp | 24.95%-11.5pp | 31.27%-17.8pp |
| Employer contribution / active EE | $1,535 | $3,552-56.8% | $3,871-60.4% | $2,728-43.7% |
| Participant deferral / active EE | $3,557 | $4,110-13.5% | $5,060-29.7% | $4,651-23.5% |
| Admin fee / account holder | $382 | $639-40.3% | $8,388-95.5% | $433-11.8% |