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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,581 | $88,707-72.3% | $74,184-66.9% | $273,972-91.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 10.16% | 11.94%-1.8pp | 17.74%-7.6pp | 41.46%-31.3pp |
| Employer contribution / active EE | $3,387 | $3,159+7.2% | $2,370+42.9% | $4,869-30.4% |
| Participant deferral / active EE | $3,734 | $4,212-11.3% | $3,550+5.2% | $5,287-29.4% |
| Admin fee / account holder | $917 | $8,717-89.5% | $5,586-83.6% | $10,133-91.0% |