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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,012 | $153,769-35.6% | $133,975-26.1% | $273,972-63.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -2.68% | 36.51%-39.2pp | 29.29%-32.0pp | 41.46%-44.1pp |
| Employer contribution / active EE | $10,254 | $6,029+70.1% | $5,211+96.8% | $4,869+110.6% |
| Participant deferral / active EE | $12,000 | $6,958+72.5% | $6,282+91.0% | $5,287+127.0% |
| Admin fee / account holder | $1,331 | $11,765-88.7% | $9,324-85.7% | $10,133-86.9% |