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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,113 | $100,772+104.5% | $86,690+137.8% | $134,493+53.3% |
| Participation rate | 80.0% | 78.9%+1.1pp | 76.6%+3.4pp | 81.2%-1.2pp |
| Annual return | -16.03% | 29.06%-45.1pp | 35.93%-52.0pp | 418.01%-434.0pp |
| Employer contribution / active EE | $4,089 | $3,490+17.2% | $2,837+44.1% | $4,740-13.7% |
| Participant deferral / active EE | $1,091 | $5,338-79.6% | $4,656-76.6% | $6,400-82.9% |
| Admin fee / account holder | $5,114 | $10,920-53.2% | $7,490-31.7% | $11,425-55.2% |