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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,611 | $84,685-34.3% | $73,836-24.7% | $125,389-55.6% |
| Participation rate | 90.0% | 76.8%+13.2pp | 73.4%+16.6pp | 83.2%+6.8pp |
| Annual return | -2.62% | 3123.80%-3126.4pp | 2268.06%-2270.7pp | 282.24%-284.9pp |
| Employer contribution / active EE | $4,898 | $3,123+56.8% | $2,787+75.7% | $4,866+0.7% |
| Participant deferral / active EE | $5,838 | $3,993+46.2% | $3,583+62.9% | $5,352+9.1% |
| Admin fee / account holder | $502 | $5,694-91.2% | $4,882-89.7% | $9,541-94.7% |