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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,938 | $70,587+81.2% | $124,693+2.6% | $85,847+49.0% |
| Participation rate | 61.8% | 64.4%-2.7pp | 74.6%-12.8pp | 69.3%-7.6pp |
| Annual return | 24.04% | 20688.83%-20664.8pp | 5144.19%-5120.2pp | 318.61%-294.6pp |
| Employer contribution / active EE | $1,747 | $1,913-8.7% | $3,324-47.4% | $2,565-31.9% |
| Participant deferral / active EE | $5,418 | $2,969+82.5% | $4,615+17.4% | $3,952+37.1% |
| Admin fee / account holder | $90,078 | $5,282+1605.3% | $7,494+1102.0% | $6,261+1338.8% |