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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,614 | $133,998-68.9% | $112,263-62.9% | $134,545-69.1% |
| Participation rate | 87.0% | 78.6%+8.4pp | 75.1%+11.9pp | 81.2%+5.7pp |
| Annual return | -23.66% | 47.17%-70.8pp | 27.49%-51.1pp | 418.37%-442.0pp |
| Employer contribution / active EE | $1,594 | $4,040-60.6% | $3,636-56.2% | $4,742-66.4% |
| Participant deferral / active EE | $1,334 | $5,292-74.8% | $4,729-71.8% | $6,401-79.2% |
| Admin fee / account holder | $8,411 | $7,493+12.3% | $6,410+31.2% | $11,431-26.4% |