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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,945 | $167,522-36.2% | $151,639-29.5% | $134,532-20.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -43.16% | 7.81%-51.0pp | 3.34%-46.5pp | 418.27%-461.4pp |
| Employer contribution / active EE | $4,211 | $6,828-38.3% | $6,165-31.7% | $4,741-11.2% |
| Participant deferral / active EE | $12,044 | $8,986+34.0% | $8,363+44.0% | $6,401+88.2% |
| Admin fee / account holder | $1,123 | $13,780-91.9% | $11,613-90.3% | $11,429-90.2% |