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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,031 | $82,324+78.6% | $68,803+113.7% | $134,545+9.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -24.88% | -2.17%-22.7pp | -6.37%-18.5pp | 418.37%-443.3pp |
| Employer contribution / active EE | $9,218 | $3,302+179.2% | $2,656+247.1% | $4,742+94.4% |
| Participant deferral / active EE | $2,600 | $4,740-45.1% | $3,942-34.0% | $6,401-59.4% |
| Admin fee / account holder | $6,378 | $6,485-1.7% | $4,936+29.2% | $11,431-44.2% |