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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,868 | $52,279+70.0% | $89,435-0.6% | $79,856+11.3% |
| Participation rate | 58.1% | 57.5%+0.5pp | 68.0%-9.9pp | 69.6%-11.6pp |
| Annual return | 22.73% | 22.16%+0.6pp | 245.55%-222.8pp | 31.71%-9.0pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,587-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,892 | $2,740+5.5% | $3,890-25.7% | $3,741-22.7% |
| Admin fee / account holder | $9,195 | $3,356+174.0% | $4,884+88.2% | $5,306+73.3% |