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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,992 | $106,524+152.5% | $152,301+76.6% | $87,485+207.5% |
| Participation rate | 94.3% | 75.8%+18.6pp | 82.4%+11.9pp | 68.9%+25.4pp |
| Annual return | 16.56% | 26.89%-10.3pp | 80.50%-63.9pp | 26.06%-9.5pp |
| Employer contribution / active EE | $7,677 | $3,371+127.7% | $4,624+66.0% | $2,596+195.7% |
| Participant deferral / active EE | $16,116 | $6,525+147.0% | $8,004+101.4% | $4,274+277.1% |
| Admin fee / account holder | $15,830 | $8,287+91.0% | $14,398+9.9% | $7,775+103.6% |