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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,031 | $154,193-3.3% | $130,045+14.6% | $139,466+6.9% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 16.62% | 32.51%-15.9pp | -137.30%+153.9pp | 373.66%-357.0pp |
| Employer contribution / active EE | $1,930 | $5,292-63.5% | $4,321-55.3% | $4,754-59.4% |
| Participant deferral / active EE | $3,640 | $6,709-45.7% | $5,820-37.4% | $6,712-45.8% |
| Admin fee / account holder | $1,812 | $13,989-87.0% | $10,600-82.9% | $11,409-84.1% |