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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,999 | $107,363+73.2% | $92,909+100.2% | $152,897+21.6% |
| Participation rate | 72.7% | 79.8%-7.1pp | 76.0%-3.3pp | 82.5%-9.7pp |
| Annual return | 21.37% | 145.63%-124.3pp | 109.44%-88.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $1,824 | $4,222-56.8% | $3,653-50.1% | $4,764-61.7% |
| Participant deferral / active EE | $7,297 | $4,848+50.5% | $4,238+72.2% | $5,851+24.7% |
| Admin fee / account holder | $1,306 | $7,082-81.6% | $5,795-77.5% | $11,599-88.7% |