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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,497 | $132,310-94.3% | $105,754-92.9% | $273,972-97.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 12.73% | 10.08%+2.6pp | 12.25%+0.5pp | 41.46%-28.7pp |
| Employer contribution / active EE | $2,576 | $4,867-47.1% | $4,079-36.8% | $4,869-47.1% |
| Participant deferral / active EE | $2,926 | $6,233-53.1% | $5,326-45.1% | $5,287-44.7% |
| Admin fee / account holder | $441 | $12,036-96.3% | $8,309-94.7% | $10,133-95.6% |